Not always an easy decision – simply because it is not always easy to think or talk about.

Here are some basic facts to consider. They may help you to make up your mind.

• Putting your funeral wishes in your Will is NOT binding upon your executors – they do not have to carry out your wishes.
• Often, people just don’t know what their deceased relative wanted – usually because it’s so natural to ‘put off’ talking about it.
• A funeral plan guarantees that your wishes will be carried out, and that the services of a first class funeral director will be paid for at no extra cost to your family.
• The price of a funeral plan is in line with the cost of a funeral purchased today. Funeral costs, like everything else, will almost certainly continue to rise in the future.
• Savings in a Bank or Building Society or insurance is just a sum of money. Your executors are not obliged to spend it on your funeral and who knows if it will be enough?
• Your money is safe. It is held in the Funeral Planning Trust with HSBC Trust Company (UK) Limited as custodian trustee.
• You can choose a funeral to suit your requirements across a range of prices, or you can pay by instalments if you prefer.
• You will receive a certificate, which guarantees the funeral you have chosen. It also specifies, if you wish, personal details such as religious requirements, gifts to charities in lieu of flowers, music etc. You also receive a booklet, which tells your family, or executors all they need to know at the time of your funeral.
• At a time of sadness, you will have relieved your family of financial and emotional burdens – and those you leave behind will remember your thoughtfulness.
• Would you rather think once now and then forget it, or keep coming back to the problem?

If you would like to request a Brochure, Terms & Conditions, Price List and an Application Form please complete and e:mail the form below.